During Open Enrollment you can add and delete coverage for yourself or any of your eligible dependents. Open Enrollment is held each fall with changes taking effect the following January. Other than Open Enrollment, employees can only make mid-year changes for the reasons listed below.<\/p>\n
In general, mid-year changes are allowed only when certain events happen to you. These are a selection of events (called \u201cQualifying Events\u201d) that affect who can and should be enrolled in health benefits. These events all take place on specific dates (for example, a date of marriage, birth, death, divorce, loss of other coverage, and so on). You must apply to make the change no later than 31 days after the event. You must enclose documentation of the event (such as proof of marriage), and the documentation must show the date of the event.<\/p>\n
You cannot request retroactive termination of your coverage for either you and\/or your dependent.<\/p>\n
The change in coverage will take place on the date of the event or as soon as administratively possible once you inform us. The deadline to apply for a change in coverage is 31 days after the date of the event. As with all other mid-year changes, you must provide a copy of documentation of the event (for example, the Court order dissolving your marriage), and the documentation must show the date of the event.<\/p>\n
There is a \u201cConsistency Rule\u201d that applies to these changes. Any change to your payroll deductions must correspond with the life status event. (For example, if your dependent loses eligibility for coverage you may cancel health coverage only for that dependent.)<\/p>\n