Marymount University offers full-time, regular employees optional health insurance coverage under CareFirst BlueCross BlueShield with four different plans:
- CareFirst Blue Choice HMO (Option 11)
- Blue Preferred (Option 1) High PPO
- Blue Consumer Directed Health Plan
Both the employee and the University contribute to these plans.
Employee Contribution Rates for 2020
Rates are bi-weekly and will be deducted from 26 pay periods.
|Blue Choice||Blue Preferred|
|HMO||High Deductible PPO||High PPO|
CareFirst Blue Choice Health Maintenance Organization (HMO)
CareFirst Blue Choice HMO offers access to quality health care from a broad network of participating physicians.
How It Works
During enrollment, members choose a Primary Care Physician (PCP) who provides routine care, and coordinates care in providing referrals to in-network specialists and facilities.
During an emergency or urgent care situation, members may receive approval to use out-of-network services.
Advantages of HMOs
Low out-of-pocket cost:
There are no deductibles in an HMO. The HMO members are only responsible for the corresponding co-payments for all covered services.
Focus on wellness and preventative care:
HMOs encourage members to seek medical treatment early, before health problems become severe.
No lifetime maximum payout:
Unlike most health insurance plans, the HMO plan does not place a limit on your lifetime benefits. Your treatments will continue to be covered as long as you are a member.
Blue Preferred High Deductible and High Participating Provider Organization (PPO)
CareFirst Blue Preferred offers choice and convenience, including access to a broad national provider network, and a wide range of health care choices.
Blue Preferred Option 1 – High PPO
Summary of Benefits and Coverage-BluePreferred High PPO
Prescription Drug Program
High Deductible PPO
High Deductible Prescription Drug Program
Summary Of Benefits and Coverage BluePreferred HSA
The Blue Preferred Low Option plan is not available for new enrollments. This information is for those who remain in the coverage.
How It Works
Members have the option to choose a Primary Care Physician (PCP) to serve as their personal physician and to help coordinate their health needs.
No referrals are necessary to see specialists in the network. Members just choose a participating specialist and make an appointment.
Members have the option to see any licensed physician either in or outside the Blue Preferred network – though costs tend to be lower when care is received from a provider in the Blue Preferred network.
Emergency care is covered 24 hours a day, no matter where the member receives service.
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