Medical Plans

Marymount University offers full-time, regular employees optional health insurance coverage under CareFirst BlueCross BlueShield with three different plans:

  • CareFirst Blue Choice Advantage HMO
  • Blue Choice  Advantage High PPO
  • Blue Choice Advantage HSA – Consumer Directed (High Deductible) PPO

Both the employee and the University contribute to these plans.

Employee Contribution Rates for 2022

Rates are bi-weekly and will be deducted from 26 pay periods.

Blue Choice
Employee $66.94 $39.83 $106.92
Employee +1 $177.31 $119.34 $289.90
Family $244.24 $164.06 $398.55

CareFirst Blue Choice Advantage Health Maintenance Organization (HMO)

CareFirst Blue Choice Advantage HMO offers access to quality health care from a broad network of participating physicians.

Plan Summaries

CareFirst Blue Choice Advantage – HMO
Prescription Drug Program

How It Works

During enrollment, members choose a Primary Care Physician (PCP) who provides routine care, and coordinates care in providing referrals to in-network specialists and facilities.

During an emergency or urgent care situation, members may receive approval to use out-of-network services.

Advantages of HMOs

Low out-of-pocket cost:

There are no deductibles in an HMO. The HMO members are only responsible for the corresponding co-payments for all covered services.

Focus on wellness and preventative care:

HMOs encourage members to seek medical treatment early before health problems become severe.

No lifetime maximum payout:

Unlike most health insurance plans, the HMO plan does not place a limit on your lifetime benefits. Your treatments will continue to be covered as long as you are a member.

Blue Choice Advantage – HSA and High PPO

CareFirst Blue Choice Advantage offers choice and convenience, including access to a broad national provider network, and a wide range of health care choices.

Plan Summaries

Benefits and Coverage Blue Preferred HSA


Blue Preferred Choice Advantage – High PPO
Prescription Drug Program

How It Works

Members have the option to choose a Primary Care Physician (PCP) to serve as their personal physician and to help coordinate their health needs.

No referrals are necessary to see specialists in the network. Members just choose a participating specialist and make an appointment.

Members have the option to see any licensed physician either in or outside the Blue Choice Advantage network – though costs tend to be lower when care is received from a provider in the Blue Choice network.

Emergency care is covered 24 hours a day, no matter where the member receives service.

Please contact for more information.