Marymount University offers full-time, regular employees optional health insurance coverage under CareFirst BlueCross BlueShield with three different plans:
Both the employee and the University contribute to these plans.
Employee Contribution Rates for 2013
Rates are bi-weekly and will be deducted from 26 pay periods.
|
Blue Choice
|
Blue Preferred
|
|
HMO
|
Low PPO
|
High PPO
|
| Employee |
$54.32
|
$74.56
|
$84.72
|
| Employee +1 |
$142.60
|
$195.78
|
$222.47
|
| Family |
$196.02
|
$269.13
|
$305.84
|
CareFirst Blue Choice Health Maintenance Organization (HMO)
CareFirst Blue Choice HMO offers access to quality health care from a broad network of participating physicians.
Plan Summaries
CareFirst Blue Choice Option 11 – HMO
Prescription Drug Program
How It Works
During enrollment, members choose a Primary Care Physician (PCP) who provides routine care, and coordinates care in providing referrals to in-network specialists and facilities.
During an emergency or urgent care situation, members may receive approval to use out-of-network services.
Advantages of HMOs
Low out-of-pocket cost:
There are no deductibles in an HMO. The HMO members are only responsible for the corresponding co-payments for all covered services.
Focus on wellness and preventative care:
HMOs encourage members to seek medical treatment early, before health problems become severe.
No lifetime maximum payout:
Unlike most health insurance plans, the HMO plan does not place a limit on your lifetime benefits. Your treatments will continue to be covered as long as you are a member.
Blue Preferred Low and High Participating Provider Organization (PPO)
CareFirst Blue Preferred offers choice and convenience, including access to a broad national provider network, and a wide range of health care choices.
Plan Summaries
Blue Preferred Option 11 - Low PPO
Blue Preferred Option 1 - High PPO
Prescription Drug Program
How It Works
Members have the option to choose a Primary Care Physician (PCP) to serve as their personal physician and to help coordinate their health needs.
No referrals are necessary to see specialists in the network. Members just choose a participating specialist and make an appointment.
Members have the option to see any licensed physician either in or outside the Blue Preferred network - though costs tend to be lower when care is received from a provider in the Blue Preferred network.
Emergency care is covered 24 hours a day, no matter where the member receives service.
You can use the CareFirst web system, My Account, to access your claims, a plan description for your specific plan and you can request member ID cards.
Please visit CareFirst BlueCross BlueShield for more information.